Financial Tools

Loan EMI Calculator

Calculate monthly EMI, total interest, and payment breakdown.

Adjust Parameters

50,00,000
1,00,00010,00,00,000
9%
1%20%
20 yrs
1 yrs30 yrs

Monthly EMI

₹43,391

Total Interest

₹54,13,879

Total Payment

₹1,04,13,879

Total Payment

₹1,04,13,879

Today's power: ₹32,47,097

Payment Breakdown

Principal₹50,00,000
Interest₹54,13,879

Yearly Principal vs Interest

How to Use the Loan EMI Calculator

  1. Enter the loan principal amount.
  2. Set the annual interest rate offered by your lender.
  3. Choose tenure in years or months.
  4. View monthly EMI, total interest, and total payment.
  5. Use Advanced Options for inflation-adjusted total payment value.

Examples & Reference

EMI = P × r × (1 + r)^n / [(1 + r)^n − 1], where P is principal, r is monthly interest rate, and n is tenure in months.

Frequently Asked Questions

Equated Monthly Installment (EMI) is a fixed payment comprising principal and interest, spread evenly across the loan tenure.