How to Use the SWP Calculator
- Enter your total investment corpus and desired monthly withdrawal.
- Set the expected annual return rate on remaining balance.
- Choose the withdrawal period in years.
- View nominal balance and today's purchasing power side by side.
- Open Advanced Options to set a custom inflation rate for PV calculations.
Examples & Reference
Each month: Balance = Balance × (1 + r) − Withdrawal. Present Value of a future amount: PV = FV / (1 + i)^n, where i is the annual inflation rate and n is years from today.
Frequently Asked Questions
A Systematic Withdrawal Plan lets you withdraw a fixed amount regularly from your mutual fund investments while the remainder continues to grow.