How to Use the SIP Calculator
- Set your monthly investment amount using the slider.
- Adjust the expected annual return rate based on your fund category.
- Choose the investment time period in years.
- Review total investment, estimated returns, and maturity value instantly.
- Enable Advanced Options to model inflation and see today's purchasing power.
Examples & Reference
Future Value (FV) = P × [(1 + r)^n − 1] / r × (1 + r), where P is monthly investment, r is monthly return rate, and n is number of months. Present Value adjusts for inflation: PV = FV / (1 + i)^t.
Frequently Asked Questions
A Systematic Investment Plan (SIP) is a method of investing a fixed sum regularly in mutual funds, leveraging rupee-cost averaging and compound growth.